Roof Wind Damage (2024)

Roof Wind Damage (2024)

FAQs

Roof Wind Damage? ›

Signs of wind damage on a roof include loose or missing shingles, chimney issues, curling or peeling shingles, granule loss, damaged soffit or fascia and indoor leaks. High winds can also cause tree branches to fall and damage a roof.

How fast does wind need to be to damage a roof? ›

40-45 mph: Twigs and branches might break off of trees and fall to the ground (or on your roof) 45-55 mph: Weak limbs and large branches break off and can cause structural damage. 55-65+ mph: Moderate to heavy tree or structural damage occurs. 70+ mph: Heavy to severe tree and structural damage occurs.

Does insurance cover shingles blown off the roof? ›

Roof Damage Covered by Insurance. Homeowner's insurance is designed to cover most types of roofing damage that has unforeseen or unpreventable causes. Missing shingles are a common type of damage that can result in significant water damage.

How much damage does a roof need to be replaced? ›

Determining A Totaled Roof

In general, most will want to look at “test squares” on each side of a roof slope. A test square may be 10 x 10' and they have a set amount of areas of damage that need to be in each square. The amount of damage varies between companies from as little as 6 to as many as 12.

How much wind can damage a house? ›

Winds 47-54 MPH: Damage begins to occur to buildings. Roofing tiles are at risk, you will tend to see broken branches on the ground. Winds 55-63 MPH: Roofs encounter structural damages and small trees risk being blown over. Winds 64-75 MPH: Wind damage is widespread, with risk to large trees being blown over.

Can 70 mph winds destroy a house? ›

Wind Speed Risks to Homes

If any shingles are already damaged or lifting, they may be torn off. Winds reaching 60 to 70 mph can uproot trees and cause significant roof damage. Tropical storm and hurricane-force winds that clock in above the 70 mph mark have the power to destroy roofs and topple power lines.

What to do if wind blows shingles off the roof? ›

If your shingles get blown away during a storm, don't wait for the damage to worsen. The shingles need to be replaced as soon as possible, otherwise, the rest of your home will be vulnerable to the elements. Schedule a free roof inspection so we can come out and take care of your roofing problems.

How many shingles need to be missing for insurance? ›

Most insurance policies cover the use of “like kind” materials. If the shingles on your roof have been discontinued and are no longer available, the insurance company will have to replace all the shingles on your roof even if only one shingle was missing.

What is wind damage to shingles? ›

Shingles are considered wind-damaged when they are torn, creased, or detached from the roof. Most commonly, wind damage occurs when three-tab shingles are creased by repeated lifting or flapping. Unsealed shingles without physical mat damage are not considered wind damaged.

How to tell if a roof is bad? ›

10 Warning Signs Your Roof is Failing
  1. You have several missing or loose shingles.
  2. Your shingles are curling, cracking, dry, or blistering.
  3. The roof is sagging.
  4. There are dark/dirty areas on your roof.
  5. You have granules in your gutters.
  6. You notice several exposed or loose nail heads.
Apr 6, 2023

How disruptive is replacing a roof? ›

A Roof Replacement Is Noisy and Can Be Disruptive

If your home has several stories, the banging will be more muffled on the lowest floor.

How big of hail causes roof damage? ›

Hail around 1” in diameter or bigger will damage your roof and warrant an insurance claim. When hail is this size, it will actually cause dents/dings and compromise the integrity of asphalt shingles.

How much wind does it take to damage a roof? ›

Winds of 58-74 mph are thought to be severe. They can break off bigger branches and even rip shingles right off your roof, not to mention damage things like chimneys. It's surprising how much trouble these winds can cause! Then there's the catastrophic 75 mph winds.

What damage can 20 mph wind do? ›

Sustained wind speeds around 20 mph, or frequent gusts of 25 to 30 mph. " No Discernable Threat to Life and Property from High Wind." The sustain wind speeds are non-threatening; "breezy" conditions may still be present. Note: In "High Wind" conditions, small branches break off trees and loose objects are blown about.

How fast does wind have to be to cause damage? ›

50-75 mph – Winds at 50+ mph are officially classified as “damaging.”. Shingles will be blown off, and tree limbs and other debris are picked up. Damaged or water-saturated trees will start to fall. At these speeds, being outside is considered life-threatening.

How much wind is too much for roofing? ›

Understanding the wind speed at which roof damage can occur is crucial for homeowners. Generally, winds exceeding 50 mph are known to cause minor damage, such as loose shingles or siding. However, as the wind speed increases, so does the risk of severe damage.

How windy is too windy for roofing? ›

Winds above 50-60 mph can rip a roof off, according to the National Severe Storms Laboratory (NSSL). However, if you live in a hurricane-prone area, a roof should be designed to handle up to 150 mph winds. In which case, winds above that threshold can cause significant damage to the roof.

Can a roof withstand 100 mph winds? ›

Choosing a Wind Resistant Roof Material

While regular asphalt shingles are only able to withstand winds of about 60-to-80 mph, architectural shingles can withstand winds up to 100 mph. However, for them to withstand such wind force, they require proper installation.

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